The line items nobody mentions
Pro3 camera: $3,400. Professional plan: $828/year. Rotating tripod head: $170. Cloud storage beyond quotas: $10–$30/mo. Editing time (avg 32 min/space): call it $32/hour of your own time.
Cost per marketable listing
On a 40-listing/year workload, that is roughly $155 per listing before you pay for the photograph. Moviroom Starter is $12/mo ($10 billed annually), and adds the listing copy you were writing yourself.
When the math actually works for Matterport
You are shooting 5+ luxury spaces per week and clients specifically want the dollhouse view. Under that, the AI stack wins on both cost and buyer engagement.